It's our free, 100% digital account that helps you organize your financial life better. In addition to not paying maintenance fees, with it you have several benefits, such as the BV Card with debit and credit functions (subject to analysis). You can also store your money in virtual envelopes that yield more than your savings account (BV bank CDB), make unlimited withdrawals across the entire Banco24Horas network, Pix and transfers whenever you need it.